Better Benefits. Bigger Paychecks.
Zero Cost to You.

The CHAMP Plan™ helps business owners attract, retain, and compensate great people — while saving money on payroll taxes.

See If You Qualify →

Every business owner faces the same three challenges.

1

Attracting Great People

You're competing against companies with big budgets and benefit packages.

2

Retaining Great People

Your best employees get poached the moment someone offers better compensation.

3

Compensating Great People

You want to do more, but margins are tight and every dollar comes out of your pocket.

What if you could solve all three — with one simple plan?

Enter The CHAMP Plan™

What Your Employees Get

Unlimited $0-copay primary & urgent care visits
Unlimited $0-copay generic prescriptions
24/7 telehealth for the whole household
Mental health support at $0 copay
Personalized wellness coaching
Virtual pet care — because the whole family matters 🐾
~$100/month
more in take-home pay

What You Get as the Owner

$573.60 saved per employee per year in reduced payroll taxes
Stronger recruiting — benefits that compete with the big guys
Better retention — employees feel valued and stay
Higher participation — perks people actually want
No changes to your existing health insurance
No out-of-pocket cost to implement
Day One ROI
The plan pays for itself immediately

When their taxes go down… so do yours.

$573.60 per employee per year

in reduced payroll taxes — and that's after the cost of the program is covered.

How It Works

1

Quick Qualification

5+ W2 employees? You likely qualify.

2

Discovery Call

30-minute Zoom to walk through the details.

3

Easy Setup

Most businesses are live in a few weeks.

4

Everyone Wins

Employees save. You save. Benefits improve.

Built on Section 125 — The Tax Code You Already Trust

A Section 125 cafeteria plan is an employee benefit plan that allows employees to choose from a variety of pre-tax benefits. This flexibility helps reduce their taxable income while providing a range of options tailored to their needs.

Employees can allocate a portion of their salary to pay for qualified benefits before taxes are deducted — including health insurance premiums, dependent care assistance, and group-term life insurance.

Both employees and employers benefit: employees lower their taxable income, while employers reduce payroll taxes like FICA and federal unemployment tax. It's the same tax code behind FSAs and HSAs, in place since 1978.

Do You Qualify?

A few quick questions. No commitment. No cost.

Check Your Eligibility →